Plain terms for a plain deal.

Digital spreadsheet templates for Google Sheets and Microsoft Excel, with example copies and setup guides. Nothing is shipped. After payment you get instant access on the page after checkout and by email: a "make a copy" link for Google Sheets and Excel downloads, plus a permanent access page linked from every email.

Prices are in US dollars and shown before you pay. Every purchase is a one-time payment. Payments are processed by Stripe.

Right after checkout we may show you one-click offers. If you choose to add one, it's charged to the payment method you just used, with the price shown on the button. If you don't tap to add it, you're not charged.

Email us within 30 days of purchase and we'll refund every cent to your original payment method. No reason needed. Each item is covered on its own, and you keep the sheet: any copy you already made stays yours. After a refund, the download links on your order page are switched off for the refunded items. Details on the refund policy.

Found Money Pack ($12 add-on), the $100 promise: in addition to the 30-day refund, if you work the pack's list for 30 days and it doesn't free up at least $100 a month, email us and we'll refund the $12 for the pack, and you keep the files. See the refund policy.

You may use the files for your own personal or household budgeting, make as many copies as you need for that, and change them however you like. You may not resell them, share them publicly, or redistribute them or modified versions of them, free or paid. This license stays with you after a refund for the copies you already made.

Our templates and calculators are tools for organizing your own numbers. They are not financial, tax, credit, investment or legal advice, and they don't guarantee any result, including a payoff date, an amount of interest saved or any savings. Results depend on the numbers you enter and on your income, rates and spending. Calculations figure interest monthly; lenders often figure it daily, so real dates can differ by a month or so.

Google Sheets and Microsoft Excel belong to their owners and aren't affiliated with Finish Line Sheets. If a change they make affects how a file works, write to us and we'll help where we can.

The files are provided as they are. To the extent the law allows, our total liability for any claim about a product is limited to the amount you paid for it.

These terms are governed by the laws of the State of Georgia, USA.

Reply to any order email, or write to support@finishlinesheets.com. Mail: Finish Line Sheets, PO Box 28, Buford, GA 30515. See the privacy policy for how we handle your information.