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STEP 2 OF 3 · OPTIONAL
  1. The Sheet$19 · in your order
  2. Optional add‑onyou are here
  3. Checkoutnext

Before checkout: one optional add‑on. Skip it if you don't want it.

Skip, continue to checkout

Pairs with your sheet · the part that pays for it

Optional add-on · $12

Found Money Pack

Free up $100 a month. Or this is free.

The Found Money Pack: a digital product box showing the real tracker, next to the real 26-page guide
Digital download · added to your order if you say yes

A separate pack that works next to The Sheet: twelve moves, four call scripts and a tracker that take money back from the companies you already pay. Work the list for 30 days and it frees up $100 a month, or we refund it.

$12 once · added to this order

Less than The Sheet itself, and built to pay for it: free up $100 a month and the $12 is back in your first week. If it doesn't, you get the $12 back.

Yes, add it · $12 No thanks, just The Sheet

Optional: either button goes straight to checkout.

What's inside

  • The trackerGoogle Sheets + Excel. Log each win; it totals what you freed and shows your new debt-free month.

  • The 12-move checklistEach move with why it works, the steps, and the math to estimate your own saving.

  • 4 word-for-word scriptsThe card APR call, car insurance, car loan and internet retention, with what to say if they say no.

  • The grocery reset3 weeks of cheap dinners with a shopping list per week, plus a price book for your own stores.

$12 once · added to this order

What you get · the real files

The tracker (Google Sheets + Excel) · example numbers
The 26-page guide (PDF)

The 26-page guide (PDF)

Every move written out: why it works, the steps, and the math to estimate your own saving. Print it or keep it open next to the tracker.

  1. p. 2Quick start: your 30 days, week by week
  2. p. 3The 12 moves at a glance
  3. pp. 4–15Each move, step by step
  4. pp. 16–19The 4 call scripts, word for word
  5. pp. 20–25The 3-week grocery reset + your price book
  6. p. 26Day 30: add it up and point it at the debt

The 12 moves · tick the ones you'd do · example amounts, yours will differ

$12

once

$2,004/yr

your estimate from the moves you ticked

or free

$100 promise

You'd free up$167/mo

Your new payment$417/mo

Your date: … → … · …

Estimate · sample debt $8,400 at 22%, $250/mo

Move 1 · the call, already written

"Hi, I'm looking at my statement and my APR is 24.99%. I've been a customer for four years and I'm getting offers at 18%. Is there anything you can do to bring my rate down?"

It doesn't always work. When it does, it's money every month. If they say no, ask again in 3 months. Six points off $8,400 = $42/mo. One phone call covers this pack 3½ times over.

The $100 promise

Work the list for 30 days. If it doesn't free up at least $100 a month, email us and we'll refund the $12 and you keep the pack. You literally cannot lose money on this.

Add the Found Money Pack to your order?

$12 once · added to this order

Less than The Sheet itself, and built to pay for it: free up $100 a month and the $12 is back in your first week. If it doesn't, you get the $12 back.

Yes, add it · $12 No thanks, just The Sheet

Optional: either button goes straight to checkout. Google Sheets + Excel. 30-day refund on top of the promise, and you keep it either way.